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The ExpertsTodd Zywicki | Tamara
Draut | Senator Mark Dayton | Elizabeth
Warren
Todd Zywicki Watch Todd Zywicki's
movie clip Todd Zywicki, Professor of Law at Goerge Mason University School of Law, is currently Co-Editor of the Supreme Court Economic Review. He received his J.D. from the University of Virginia, where he was executive editor of the Virginia Tax Review and John M. Olin Scholar in Law and Economics. Professor Zywicki also received an M.A. in Economics from Clemson University and an A.B. cum Laude with high honors in his major from Dartmouth College. Professor Zywicki is the author of more than 50 articles in leading law reviews and peer-reviewed economics journals. He has testified several times before Congress on issues of consumer bankruptcy law and consumer credit and is a frequent commentator on legal issues in the print and broadcast media, including the Wall Street Journal, New York Times, Nightline, The Newshour with Jim Lehrer, CNN, CNBC, Bloomberg News, BBC, The Diane Rehm Show, and The Laura Ingraham Show. He is currently the Chair of the Academic Advisory Council for the following organizations: The Bill of Rights Institute, the film “We the People in IMAX,” and the McCormick-Tribune Foundation’s “Freedom Museum” in Chicago, Illinois. He was elected an Alumni Trustee of the Dartmouth College Board of Trustees.
Watch Tamara Draut's
movie clip Tamara Draut has written extensively about major economic issues facing Americans. She is the Director of the Economic Opportunity Program at Demos, a public policy center based in New York City. She is the author of numerous reports, and has conducted groundbreaking research on household debt in America. Tamara's work on debt has been covered extensively by dozens of newspapers, including the New York Times, Washington Post, Chicago Tribune, Wall Street Journal and USA Today. Tamara is a frequent television commentator and has appeared on the Today Show, ABC World News Tonight, CNN's Lou Dobbs Tonight and Fox News. Strapped is her first book. Tamara holds an M.P.A. from Columbia University and a B.S.J. from Ohio University.
 Senator Mark Dayton Watch Senator Mark
Dayton's movie clip DAYTON, Mark, a Senator from Minnesota; born in Minneapolis, Minn., January 26, 1947; graduated cum laude Yale University 1969; unsuccessful candidate for the United States Senate in 1982; legislative assistant to Senator Walter Mondale; Minnesota state auditor, 1991-1994; elected to United States Senate in 2000 for the term ending January 3, 2007; not a candidate for reelection in 2006.
 Elizabeth Warren Watch Elizabeth Warren's
movie clip Elizabeth Warren, Professor of Law at Harvard Law School since 1992, is the author of:
Elizabeth is regarded as one of the Fifty Most Influential Women Lawyers in America, has been awarded the Freund Award for excellence in teaching, and was appointed to the Judicial Education Committee of the Federal Judicial Center from 1990 to 1999. She is an inspirational, motivational, speaker who has shared her knowledge and experience with the U R Pre-Approved actionmentary project.
 Ed Mierzwinski Watch Ed Mierzwinski's
movie clip Ed Mierzwinski has been a consumer advocate with the National Association of State Public Interest Research Groups (U.S. PIRG) since 1989. State PIRGs are non-profit, non-partisan consumer, environmental and good government watchdog groups around the country. He often testifies before Congress and state legislatures and has authored or co-authored numerous reports on consumer issues ranging from the failure of cable television deregulation to privacy, identity theft, bank fees, predatory lending and unfair practices and product safety. He is often quoted in the national press and has appeared on network news shows including NBC Today, CNN Crossfire and ABC Nightline. He has been profiled in the New York Times. He is a 2003 recipient of Privacy International's "Brandeis Award" for privacy protection efforts. He is active in international consumer protection efforts and is a founding member of the Trans Atlantic Consumer Dialogue (www.tacd.org) and represents U.S. PIRG on the TACD Steering Committee. He is a past member of the boards of several large consumer-owned businesses, including Northeast Cooperatives, a Burlington, VT-based regional food wholesaler, and the University of Connecticut Cooperative Corporation, a student-owned bookstore. From 1981 through 1988, he was Executive Director of Connecticut PIRG. He is a graduate of the University of Connecticut (BA, MS).
 Anya Kamenetz Watch Anya Kamenetz'
movie clip Anya Kamenetz grew up in Baton Rouge and New Orleans, Louisiana. Her father, Rodger Kamenetz, is a poet and the author of The Jew in the Lotus; her mother, Moira Crone, is a novelist. Since graduating from Yale University in 2002, Anya has lived in Manhattan and freelanced as a fact-checker, copy editor, research assistant, and writer. She has written for The New York Times, the Washington Post, New York Magazine, Salon, Slate, The Nation, and the Village Voice. In 2004, the Voice nominated her for a Pulitzer Prize in feature writing for her work on the series “Generation Debt: The New Economics of Being Young.” In January 2005, the series became a biweekly column. Reporting assignments have taken her to the Palestinian territories, post-Katrina Louisiana, and the streets of New York City, during protests of the 2004 Republican National Convention, where she barely evaded capture by plastic netting. Generation Debt: Why Now is a Terrible Time to be Young (Riverhead Books, 2006) is her first book.
 Bradley Dugdale, Jr. One hour of financial education changed Bradley Dugdale's life. The movie U.R. Pre-Approved shares the lesson he learned and how the credit card industry uses the same knowledge to post major profits at the expense of uneducated consumers. Born and raised in Montana, Brad learned about the formula of compound interest during a one-hour finance class during his junior year at the University of Montana. This revelation not only shaped his career path it started him on a life-long mission of financial education. Brad joined a regional investment firm after graduation and has spent the past 24 years helping people achieve financial freedom. U.R. Pre-Approved is the latest of many efforts by Brad to educate consumers as financial products and services become more complicated. Brad has co-authored a book titled "Let's Save America, 9 lessons to financial success" and produced an audio series titled "Follow the Rules, Building Wealth Wisely". As a leading authority on compound interest he has been a keynote speaker at events throughout North America and is a frequent guest on radio talk shows. U.R. Pre-Approved is a first for Brad as an executive producer and is timely, informative and important. This "actionmentary" shines a light on the dark side of finance and the growth and power of the credit industry. Getting credit is easy, lending money is big business and too many consumers make financial decisions without understanding the consequences. This film educates, entertains and empowers by giving viewers clear action steps to fight one of the most effective marketing machines in history and get off the debt treadmill. Brad lives and works in Coeur d' Alene Idaho at the same investment firm he started with 24 year ago. He is a founding board member of a regional bank, serves on the Board of Directors of his firm and recently joined the Board of the Idaho Council on Economic Education. His non-profit Let's Save America Foundation can be found on the web at: www.letssaveamerica.com.
 Janet Switzer A seasoned veteran and highly sought after marketing expert in the information products industry, Janet Switzer is uniquely qualified to train the next generation of authors, experts and entrepreneurs in developing and marketing books, consulting programs, multi-media systems and other information products. Over the past 14 years, Miss Switzer has not only built highly visible information empires spanning hundreds of specialty titles for some of the industry’s most recognized authors and experts, she’s engineered countless marketing campaigns and generated millions of dollars in the process. Janet Switzer knows how to turn expertise in any field into publishing assets and promotional activity generating millions of dollars in revenue. Janet is also the master of Direct Response Marketing and in the film, UR Pre-Approved explains how and why so many people are attracted to credit card offers.
Roberta Baskin Veteran investigative journalist Roberta Baskin recently returned to ABC7/WJLA-TV as Director of the Investigative Team. In her distinguished journalism career, she has served as the Executive Director of the Center for Public Integrity, the senior Washington correspondent for NOW with Bill Moyers, senior investigative producer for the ABC News magazine 20/20, chief investigative correspondent for the CBS News magazine 48 Hours, and contributed special reports to the CBS Evening News. Roberta began her career as an investigative reporter in Chicago and Washington D.C. Roberta has won more than 75 journalism prizes, including two duPont-Columbia University Awards, two George Foster Peabody Awards, the Investigative Reporters and Editors Award, the Radio-Television News Directors Edward R. Murrow Award, and numerous Emmy awards, including the Ted Yates Emmy Award for outstanding service to the community. But her proudest achievements are righting wrongs, changing laws, and transforming the way companies do business. Roberta's been honored with a Nieman Fellowship at Harvard University, and an Ethics Fellowship at the Poynter Institute. She's active in journalism organizations and has been a popular guest lecturer internationally. She's served on the Board of Directors of the Fund for Investigative Journalism for thirteen years, was elected to a term on the Board of Directors for Investigative Reporters and Editors, and has served on the Nieman Fellows Selection Committee. Roberta now serves on the Executive Committee of the Nieman Foundation's Advisory Board, and is on the Board of Directors of the International Communications Forum. She also serves as a judge for the duPont-Columbia Awards and the Robert F. Kennedy Memorial Journalism Committee. She and her husband James Trengrove, a Senior Producer for The NewsHour with Jim Lehrer, have lived in Washington D.C. for the past 22 years.
Walter Cavanaugh Walter Cavanaugh, a California resident and professional financial planner, is nicknamed "Mr. Plastic Fantastic" and "The King of Plastic," and currently holds the Guinness World record for most credit cards (with approximately 1500 active credit cards and a total credit line of $1.7 million). His collection began as a bet with a friend in the late 60's. After he won his bet, which was to see who could acquire the most credit cards in one year, Cavanaugh decided to continue his quest to see just how many cards he could collect over a lifetime. Mr. Cavanaugh may carry more credit cards than anyone else in the world, but he uses only 1 card for personal use and completely pays off the balance at the end of the each month. Perhaps the best example of how discipline and credit can work together, Mr. Cavanaugh's credit score remains near perfect.
Dr. Neal Cutler Ph.D. An expert on the multiple interconnections between gerontology - the study of aging and age-related processes and events - and business and finance, Dr. Neal Cutler was recently named associate director of the Gerontology Program at The University of North Carolina at Greensboro. Cutler has more than 30 years of experience in gerontology, and is author of four books and over 200 publications. His work has been featured in The Wall Street Journal, The New York Times, Kiplinger's Personal Finance, CBS News and NPR's "All Things Considered." Cutler is vice president and dean of educational programs of the American Institute of Financial Gerontology (AIFG), a partnership with the American Society on Aging and UNCG where AIFG is located. AIFG provides specialized gerontological education to qualified financial professionals who work with mature consumers and their families. Prior to UNCG, Cutler held the Boettner/Gregg Chair in Financial Gerontology at Widener University in Chester, Penn. There he directed Financial Literacy 2000, a research program focusing on the impact of aging on issues of finance, health, retirement and families. From 1973 to 1989 he held a dual appointment as professor of political science and professor of gerontology at the University of Southern California, and he was associate director of the Andrus Gerontology Center's Institute for Advanced Study in Gerontology and Geriatrics. Cutler received a PhD in political science from Northwestern University. In Washington, Cutler served as director of survey research for the National Council on the Aging. He was also a staff member of the U.S. Senate Special Committee on Aging. Cutler is the recipient of the 2006 Gloria Cavanaugh Award for Excellence in Education and Training in Aging.
Sam Gerdano Samuel J. Gerdano is the Executive Director of the American Bankruptcy Institute, the nation's largest multi-disciplinary organization in the field of insolvency. He joined the ABI in May, 1991. From 1985 to 1991, he was the chief legal counsel to Sen. Charles E. Grassley (R-Iowa) and staff director for the Subcommittee on Courts and Administrative Practice of the Senate Judiciary Committee. The Subcommittee had jurisdiction over the U.S. Bankruptcy Code. Mr. Gerdano has thus been involved in all major bankruptcy policy changes since 1985. Immediately prior to his service on the Senate Judiciary Committee, Mr. Gerdano was Assistant Chief Counsel for Advocacy for the U.S. Small Business Administration, Washington, D.C. Prior to that, he was with a major law firm in the District of Columbia. He is a 1983 honors graduate of the Syracuse University College of Law and received a B.A. in journalism, magna cum laude, also from Syracuse, in 1977. He is admitted to practice in the Federal and local courts of the District of Columbia and the U.S. Supreme Court. He was named a Fellow in the American College of Bankruptcy in 2001. He is active in the Association of Continuing Legal Education Administrators and the Federalist Society for Law and Public Policy. Mr. Gerdano is Editor-in-Chief of the American Bankruptcy Institute Journal and the American Bankruptcy Institute Law Review. He is the author of numerous articles on bankruptcy and other legal topics, regularly appears as a presenter at continuing legal education programs, and is a frequently cited authority on bankruptcy in the national news media.
Susan Keating Susan C. Keating is the President and Chief Executive Officer of the National Foundation for Credit Counseling (NFCC). The NFCC is the largest and longest serving nonprofit credit counseling organization with more than 120 member agencies and 100 offices in communities throughout the U.S. NFCC certified financial counselors counsel and provide financial education to over 1 million clients each year. Prior to joining the NFCC, Keating spent 29 years in financial services and during her tenure was the highest-ranking female CEO of a U.S. bank holding company. From 2000-2002 she was President and Chief Executive of Allfirst Financial, Inc. the 43rd largest U.S. bank and the largest U.S. holding of Allied Irish Banks plc (AIB Group). In 2002, Keating was named to the Group Executive Committee of AIB which is responsible for developing corporate strategy and overseeing management of AIB Group. Keating joined Allfirst Financial as Executive Vice President and head of retail banking in January 1996. In July 1997, she was appointed President and Chief Executive Officer of Dauphin Deposit Bank and The York Bank and was responsible for Pennsylvania commercial banking and for overseeing the retail 300-branch network across Maryland, the District of Columbia and northern Virginia. In January of 1999, Keating was appointed President and Chief Operating Officer of Allfirst Financial Inc. and Allfirst Bank, and in January 2000, was appointed Chief Executive Officer. Keating began her banking career in 1974 as a trainee at First Bank System in Milwaukee. She was promoted to Senior Vice President of retail banking after having served as marketing and credit card manager in Minneapolis. In 1988 Keating joined MNC Financial as Senior Vice President Maryland retail banking and was promoted to Executive Vice President in 1991. When NationsBank (B of A) acquired MNC in 1993, Keating served as President and senior banking executive for Maryland. Keating currently serves as board member of the Baltimore Life Companies and is current board chair of the USA Swimming Foundation. Previously, Keating was board member of the Financial Services Roundtable, serving as chair of the Consumer Issues Committee. In addition, Keating served as board member for the Greater Baltimore Committee, the Baltimore Symphony Orchestra and was 2002 chairperson for the Alexis de Tocqueville Society of the United Way of Central Maryland. Keating's civic activities have also included serving as co-chair of the Governor's Economic Development Policy Committee in Maryland and banking chair for the U.S. Savings Bond National Volunteer Committee. She also served as a board member of the Empower Baltimore Management Corporation, the Maryland Business Council, the Baltimore Museum of Art and the Fannie Mae Advisory Council. In early 2002 the Daily Record honored Keating with her induction into the Top 100 Women of Maryland Circle of Excellence. She is also a recipient of the 2001 Baltimore County Cultural Diversity Award and was presented an Honorary Doctorate of Humane Letters in 2000 by Towson University. Keating was named one of the "Magnificent Seven" by Business and Professional Women/USA in 1994. She is also a member of the Council of 100, a select group of professional women graduates of Northwestern University and was recognized as one of Pennsylvania's 50 Best Women.
Laura Levine Jump$tart is a national coalition of organizations dedicated to improving the financial literacy of kindergarten through college-age youth by providing advocacy, research, standards and educational resources. Jump$tart strives to prepare youth for life-long successful financial decision-making. Personal finance is included in the education of all students. Jump$tart provides the collaboration needed to ensure this education. Through its coalition of member organizations, Jump$tart shares a commitment to the financial education of youth by working collaboratively to bring more resources and expertise to accomplish this task.
Dr. Robert Manning Robert D. Manning is Research Professor and Director of the Center for Consumer Financial Services and past Caroline Werner Gannett Chair of the Humanities, Rochester Institute of Technology, Rochester, New York. Author of the widely acclaimed CREDIT CARD NATION (Basic Books, 2000), which received the 2001 Robert Ezra Park Award for Outstanding Contribution to Sociological Practice, Dr. Manning is a specialist in consumer finance, financial education, retail banking deregulation, race and ethnic studies, and globalization. His collaboration with Michael Hudson, "Banking on Misery," received the prestigious 2003 George K. Polk Award for investigative journalism and the 2004 Harry Chapin Award for Poverty Research while his path breaking study, "Credit Cards on Campus," received the 2000 Morris Rosenberg Research Award from the District of Columbia Sociology Society. His most last monograph, LIVING WITH DEBT, was published by LendingTree.com in October 2005 and is available at www.LendingTree.com/livingwithdebt/. Most recently, Dr. Manning was honored by the Case Western School of Law as the 2006 Frank J. Battisti Memorial Lecturer for Outstanding Contributions to the Law and Public Policy. A frequently invited expert at U.S. Congressional Committee hearings (U.S. Senate Banking, Judiciary, U.S. House Financial Services), Professor Manning's research has influenced public policy debate on consumer debt in the US and several countries including Canada, UK, India, China, and Australia. Currently, he is involved in developing national financial literacy programs for college students, community-based alternatives to high cost rent-to-own stores, and an informal bankruptcy option for consumers whom seek to retain their homes. Dr. Manning is also co-organizer of the national "Fair and Responsible Lending" campaign which seeks to mobilize grassroots coalitions to reform the consumer lending/debt collection industries. He also has served as an expert witness/consultant in many federal, class-action, and civil suits on behalf of consumer borrowing rights. Manning's popular website includes research, public policy analyses, and educational programs at www.creditcardnation.com. Dr. Manning's research has been widely reported in the U.S. and international media including Sixty Minutes II, ABC World News, ABC Evening News with Peter Jennings, ABC's Good Morning America (Diane Sawyer), Bloomberg Financial News, CBS Evening News with Dan Rather, CNBC, CNN Headline News, Burden of Proof, C-SPAN, FOX Evening News, O'Reilly Factor, MSNBC with Brian Williams, Jim Lehrer News Hour (PBS), National Public Radio (All Things Considered, Morning Edition, Talk of the Nation, Weekend Edition), Voice of America, Jim Bohannon Show, Australian Public Radio, British Broadcast Corporation, Canadian Public Radio, Reuters International, and Swedish Public Radio. His research has been cited or quoted in American Banker, American Prospect, Associated Press, Boston Globe, BusinessWeek, BusinessWeek.com, Card News Cardrate.com, Chicago Tribune, Christian Science Monitor, Chronicle of Higher Education, City Lights, Cleveland Plain Dealer, Consumer Reports, Cosmopolitan, Dallas Morning Herald, Detroit Free Press, Family Circle, Fortune Magazine, Gannett News, Knight-Ridder, Houston Chronicle, Los Angeles Times, Miami Herald, Money Magazine, Newsday, Newsweek, Newhouse News Service, The New York Times, New York Post, New York Magazine, The New Yorker Magazine, Philadelphia Inquirer, Reuters, Salon.com, San Diego Union, San Francisco Chronicle, Seattle Times, Smart Money, Toronto Star, USA TODAY, US News & World Report, Village Voice, Washington Business Journal, Washington Post, Washington Times, Wall Street Journal, Washingtonian Magazine, and White House Bulletin. Dr. Manning is a past Fulbright Lecturer to Mexico and is a specialist in comparative economic development and race/ethnic relations. He received his PhD from The Johns Hopkins University, MA from Northern Illinois University, and BA from Duke University. His current work on "Globalization and Human Rights" is accessible at the Gannett Lecture Series website and will be published as "Globalization and Democracy: American Leadership or Autocracy in the New World Order?" in spring 2006.
Adrian Marsh The National Black Business Council is a 501 (c)(6) non profit organization dedicated to the creation and advancement of African American and minority owned businesses. Our mission is to create and support programs that will close the economic and digital divides between minority and majority businesses. The Council accomplishes its mission through the strategic partnerships with Fortune 1000 companies, which provide member businesses with procurement opportunities and access to capital. Representing a powerful community of entrepreneurs, the Council works closely with state and federal legislators on issues of concern to black businesses. The Institute of the National Black Business Council is a 501 (c)(3) non profit organization dedicated to improving financial literacy of underserved youth in disproportionately poor and minority areas in the greater Los Angeles area. Our mission is to enlighten and empower underserved youth to think and become financially literate investors in the global community by promoting economic experiences and education. The Institutes educational curriculum imparts sound economic principles, investment knowledge, and money management to youth who usually would not receive it. The Institute also provides data and analysis on the impact of current and proposed public policies on African Americans and minority owned businesses. In addition, the Institute offers policy prescriptions aimed at ensuring access for communities of color to the economic, social and political mainstream of America.
Jan Miller Jill Miller is President and CEO of Women Work! The National Network for Women's Employment in Washington, DC. Miller has worked for more than 25 years, both nationally and internationally to advance policies and programs that assist women to achieve economic self-sufficiency. As the executive of a national Network of more than 1,000 programs, Miller is a respected expert on policy issues affecting working women. She has served in numerous leadership positions at the local, national and international level, including President of the Montgomery County Commission in her home community; Chair of the National Coalition on Women and Job Training; and Chair of the United Nations Expert Panel on Women, Vocational Training and Lifelong Learning, to name a few. In 2003 Women's eNews named her one of 21 Leaders for the 21st Century. She is a member of the class of 2005 of Leadership America, the nation's premier leadership development program for women. Prior to joining Women Work!, Miller was a senior management consultant on education and employment issues. Her clients included the US Department of Labor, American Association of Community Colleges, State of Washington Department of Employment Security and Navajo Community College. She was also a consultant with RJ Associated/Institute for Women's Concerns. Miller was an Education Specialist for the Navajo Division of Education, Navajo Nation, Arizona. Miller holds a bachelor's in Philosophy and a Master's in Education from Boston University. She is a Certified Professional Co-Active Coach from the Coaches Training Institute.
Mary Ann Mitchell The National Black Business Council is a 501 (c)(6) non profit organization dedicated to the creation and advancement of African American and minority owned businesses. Our mission is to create and support programs that will close the economic and digital divides between minority and majority businesses. The Council accomplishes its mission through the strategic partnerships with Fortune 1000 companies, which provide member businesses with procurement opportunities and access to capital. Representing a powerful community of entrepreneurs, the Council works closely with state and federal legislators on issues of concern to black businesses. The Institute of the National Black Business Council is a 501 (c)(3) non profit organization dedicated to improving financial literacy of underserved youth in disproportionately poor and minority areas in the greater Los Angeles area. Our mission is to enlighten and empower underserved youth to think and become financially literate investors in the global community by promoting economic experiences and education. The Institutes educational curriculum imparts sound economic principles, investment knowledge, and money management to youth who usually would not receive it. The Institute also provides data and analysis on the impact of current and proposed public policies on African Americans and minority owned businesses. In addition, the Institute offers policy prescriptions aimed at ensuring access for communities of color to the economic, social and political mainstream of America.
Larry Noble Larry Noble served as executive director and general counsel of the Center for Responsive Politics, from 2001 to March, 2006. Noble came to CRP after serving as general counsel of the Federal Election Commission. The Center for Responsive Politics is a non-partisan, non-profit research group based in Washington, D.C. that tracks money in politics, and its effect on elections and public policy. The Center conducts computer-based research on campaign finance issues for the news media, academics, activists, and the public at large. The Center's work is aimed at creating a more educated voter, an involved citizenry, and a more responsive government. Through the site OpenSecrets.org, the Center offers extensive research and database tracking of lobbying activity that promises to be the most comprehensive and easy to use online. Since the Center for Responsive Politics' founding in 1983, the organization has become known as a non-partisan authority on the influence of money on policy and elections-who gives money and why they might be giving it. Support for CRP comes from a combination of foundation grants and individual contributions. Noble is now an attorney with a private firm.
Shannon Orr
Bob Pifky Bob Pifke led Visa's heralded integrated marketing activities for 15 years. Joining Visa U.S.A. Inc. in June 1989, he became Senior Vice President of Marketing Services in 1998. He was responsible for Visa USA promotions and the development of marketing programs directed to Visa member financial institutions, merchants and consumers. He established and managed Visa.com USA, Visa OnLine, and Visa marketing consulting to Visa members, and other database marketing products and services. Under Bob's leadership, Visa became the most recognized Olympic sponsor in the United States, while spending less than many other brands. His direction in leveraging the NFL, NASCAR, and Triple Crown properties yielded substantial volume and brand image gains for Visa. Agencies and co-workers rave about Bob's leadership style, his objectivity, and his ability to get multiple agencies to work together with minimal conflict. Prior to joining Visa, Bob was Vice President, General Manager of Ogilvy & Mather Direct/Houston, and Vice President, Management Supervisor of Ogilvy & Mather Advertising/Houston, where he worked primarily with the Shell Oil Company and COMPAQ Computer. Bob Pifke sits on the Board of Directors of the Promotion Marketing Association. He was chairman of the Promotion and Merchandising Committee of the Association of National Advertisers from 1995 - 1999. He received his undergraduate degree in Communications - Advertising major, and MBA in Marketing and Finance from the University of Illinois. Bob Pifke has earned dozens of industry awards during his career, including the 1997 "Super Reggie" Award from the Promotion Marketing Association, the American Advertising Federation "Addy" Awards, the American Marketing Association "Crystal" and "Spire" Awards, the Public Relations Society of America "Silver Anvil" Awards, and the Business Professional Advertising Association "Gold Ring" Award. In June of 2006, Bob joined ProSource Wholesale Flooring as Vice President of Marketing & Sales. He is responsible for all ProSource marketing, advertising, direct marketing and eCommerce.
Travis Plunkett Travis Plunkett is one of the nation's foremost experts on consumer issues, writing and testifying before Congressional committees and shedding light on a broad range of consumer matters. As an advocacy group, CFA works to advance pro-consumer policy on a variety of issues before Congress, the White House, federal and state regulatory agencies, state legislatures, and the courts. Its staff works with public officials to promote beneficial policies, to oppose harmful policies, and to ensure a balanced debate on important issues in which consumers have a stake. As a research organization, CFA investigates consumer issues, behavior, and attitudes using surveys, polling, focus groups, and literatures reviews. The findings of such projects are published in reports that assist consumer advocates and policymakers as well as individual consumers. This research also provides the basis for new consumer initiatives, public service advertising, and consumer information and education efforts. As an education organization, CFA disseminates information on consumer issues to the public and the media, as well as to policymakers and other public interest advocates. Conferences, reports, books, brochures, news releases, a newsletter, and a website all contribute to CFA's education program. Finally, as a service organization, CFA provides support to national, state, and local organizations committed to the goals of consumer advocacy, research, and education. Some of these organizations are consumer advocacy, education, or cooperative organizations that belong to the federation.
Dr. Michael Staten As Director of the Credit Research Center since 1990, Dr. Staten has designed and conducted projects on a wide range of policy-oriented issues involving consumer credit markets. Since its founding at Purdue University in 1974, the Center has built a national reputation for its analysis of the economics of consumer credit markets. The Center's research product is used by regulatory agencies, legislatures, the credit industry, consumer groups and the court system. The Center moved to The McDonough School of Business at Georgetown University in 1997. Dr. Staten has presented expert testimony on credit and insurance issues before committees of the U.S. House and Senate and various state legislatures. He has published articles in The American Economic Review, the Journal of Law and Economics, Economic Inquiry, the Journal of Health Economics, and Psychology and Marketing. In 1997 his book Consumer Attitudes Toward Credit Insurance (with John M. Barron), won the American Risk and Insurance Association's Elizur Wright Award for its contribution to the risk management and insurance literature. Dr. Staten is a member of the Board of Trustees for the National Foundation for Consumer Credit and is a trustee for the Education Foundation of the American Financial Services Association. He served as Chairman of the Board of Directors of the Purdue Employees Federal Credit Union from 1995-1997.
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